The Credit Risk Manager will report directly to the Chief Risk Officer and play a crucial role in overseeing and managing the credit risk within the branch. This involves conducting independent analysis on corporate loans, working in line with risk appetite to effectively implement the bank's risk management framework.
Key Responsibilities:
- Conduct detailed assessments and analyses of corporate loans.
- Provide expertise on credit ratings, recommending changes where appropriate.
- Present thorough credit assessments to the CRO and Credit Committee, that include transaction terms, industry analysis, company or group profiles, financial position, and ESG/climate risk impacts.
- Manage the approval processes through the Head Office system.
- Review and ensure the accuracy of legal documentation and post-loan management reports.
- Offer guidance and training to junior credit staff and business development teams.
Requirements:
- 10+ years of experience in corporate banking credit or credit risk.
- Strong analytical skills with a keen focus on identifying and mitigating risks under tight deadlines.
- Strong communication and stakeholder management skills.